Introduction

If you're a Licensee under the Property and Stock Agents Act 2002 – such as a real estate agent, strata managing agent or stock and station agent – you must hold clients’ funds in a trust account kept at an authorised deposit-taking institution in NSW.

Trust account requirements

To register a trust account, it must be held in the name of either:

  • the licensee or firm
  • a corporation, using the corporations' licence number.

When establishing trust accounts you must:

  • register separate accounts with NSW Fair Trading who will issue a unique identifying number for each account
  • provide the authorised deposit-taking institution with each registered account number you receive from NSW Fair Trading, which the financial institution will use when lodging the monthly returns.

What you need

  • your real estate licence number
  • details for the name of the trustee accounts which must include:
    • the words 'trust account'
    • the name of the licensee, firm or corporation as a prefix of the account name, followed by any other necessary identifier of the trust account.

How to notify Fair Trading

Select the relevant link to notify Fair Trading online of your intention in relation to a property trust account.

Opening a trust account

Create a new registration number for a new trust account that has not yet been opened.

Open trust account

Registering an existing trust account

Create a registration number for an existing trust account that has already been opened.

Register trust account 

Closing a trust account

You must notify Fair Trading within 14 days after closing a trust account.

Close trust account

Note: if you are not able to close a trust account online, you can download and complete Notice of closing of a trust account – PDF.

Accessing a closed trust account

You can access a closed trust account online by entering your account details.

Access closed trust account

More information

When you write a cheque to draw funds from the trust account, you must include the words ‘trust account’.

Last updated: 23 August 2024

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